Secure Your Future in the Netherlands:
Expert Mortgage Advice for Expats.
Navigating the Dutch housing market can be complex. We specialize in helping internationals get the best mortgage rates, even without a permanent contract or Dutch citizenship. Know exactly where you stand with our 100% transparent, fixed-rate packages. .
30% Ruling Expertise
We calculate your true borrowing capacity and use your tax advantage correctly.
No Permanent Contract? No Problem
We work with lenders who accept intentieverklaringen, temporary contracts and researcher grants.
Full English Service
From first call to notary appointment. Everything explained clearly in English.
Fast-Track Process
We arrange a Mortgage Certificate so you can bid with confidence in a competitive market.
1. Free Consultation
We calculate your maximum budget and review your residency status.
2. The Hunt
You focus on finding your home. We prepare your financial position.
3. Application
We manage all paperwork and negotiate with 40+ lenders for the best deal.
4. Key Handover
You move in knowing your mortgage is structured the right way.
Can I get a mortgage with a residence permit?
Yes. In most cases you can, depending on the type and duration of your permit.
How does the 30% ruling affect my maximum loan?
It can increase your borrowing capacity. We calculate this correctly for your situation.
Do I need my own savings?
In the Netherlands you can finance up to 100% of the property value. You will need savings for closing costs.
Don’t let the Dutch housing market intimidate you. Let’s find out what is possible for your situation.